i’m now back after almost four days of exams & have you done your Christmas shopping yet?
Hey guys,
I’m finally back after almost a week’s break of writing my exams. Therefore, blog posting will continue throughout the holidays until January at least. I’m just happy that my exams are finally over and as we go over towards the holidays, it’s time to relax and enjoy the comfort of our own homes and we await what a new year will bring us.
Changing gears, has one of you people finished your Christmas shopping yet? If you haven’t, I highly urge you to do your shopping NOW. Don’t wait until the last minute and remember these things:
If you are using a credit card or debit card, plan a budget and only spend what you really need for your family or friends. You could save a lot of hassle from getting a lot of debt in January…
If you don’t know what to get your family member of friend, then gift cards are a good way to go. Most retailers have stopped issuing gift certificates in favour of the reloadable, reusable and durable gift card. If you live in the Province of Ontario, Canada, you have some good news: The Ontario government has banned expiry dates of all gift cards. However, some gift cards might have expire dates and some retailers are not in compliance with the Ontario legislation. I highly urge you to read the fine print before making a decision.
Until then, good luck.
- P.S. I will post a flashback posting on this blog tomorrow.
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